IPad: Buy Now or Wait?

If you’ve already pre-ordered your iPad, you are probably counting the days until you can get your hands on what Apple (AAPL) calls a “magical and revolutionary” device.

But for those who are interested in the iPad but haven’t yet ordered one, there are two primary questions: Should you buy a Wi-Fi iPad or wait until the 3G version comes out later this month? And should you buy a first-generation iPad at all or wait for improvements?

The New York Times (NYT) had a good rundown of what to consider if you’re deciding between a Wi-Fi only iPad and an iPad with 3G, which would allow the device to be used on AT&T’s (T) cellular network. Part of the decision has to do with price: The 3G versions cost $130 more than comparable Wi-Fi versions. There’s also the cost of 3G phone service to think about–$15 to $30 a month, although there is no contract or termination fee.

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